Everest Annual Newsletter: December 2024
We’re proud to share how 2024 has been a year of growth and success. Thank you for trusting us with your financial journey. Here’s to continued growth and opportunity in 2025!
Maximize Giving Potential and Support Your Favorite Charity
By Ranga Srinivasan and Ramprasad Satagopan As financial advisors in Cupertino, CA, Everest strives to provide guidance and education on wealth management matters. We hope this article sheds some light on your questions and concerns. Giving back to your favorite cause can be a rewarding experience, both emotionally and financially. When ready for charitable giving, […]
Understanding and Mitigating Capital Gains Taxes in Household Portfolios
By Ranga Srinivasan and Ramprasad Satagopan As financial advisors in Cupertino, CA, Everest strives to provide guidance and education on wealth management matters. We hope this article sheds some light on your questions and concerns. Taxes in various forms (capital gains, ordinary income, at both the federal and state level, as well as estate taxes) […]
The Importance of Household Balance Sheet Planning
By Ranga Srinivasan and Ramprasad Satagopan Balance sheet planning at the household level can aid in better decision-making and goal-setting, leading to a family’s ideal financial future. This planning entails a comprehensive analysis of assets, liabilities, income, expenses, and taxes. This process allows families to plan for goals like retirement, gifts to children, lifestyle choices […]
Managing Liquidity Smartly
Liquidity, like two sides of a coin, can be viewed from two perspectives. On one side is a family’s need for liquidity, like a car purchase, home purchase, or college funding. These are usually either short- or medium-term needs. The opposite side of the coin is where one can give up liquidity to capture additional […]
The Role of Private Market Investments
As financial advisors in Cupertino, CA, Everest strives to provide guidance and education on wealth management matters. We hope this article sheds some light on your questions and concerns. Privately held companies that are not listed in a public exchange represent a significant part of the global economy today. These range from small businesses to […]
Make the Right Real Estate Investment Choice
Real estate has historically been a terrific way to build wealth, so owning investment real estate is a desire for many. The most common form of real estate investment is direct ownership of a residential unit, such as an apartment or a single-family home. Investors enjoy the benefit of both real estate appreciation and collecting […]
Diversifying Concentrated Stock Positions
As financial advisors in Cupertino, CA, Everest strives to provide guidance and education on wealth management matters. We hope this article sheds some light on your questions and concerns. It is common for busy professionals to accumulate significant amounts of individual stocks in their investment accounts, either through their employers or through direct purchase. Over […]